Frequently Asked Questions
Official draws are available on State Bank of Pakistan (SBP) & National Savings Pakistan websites. Although the way to check them on the official draw websites are not user friendly, which is why Prize Bond Pakistan is a great website offering a prize bond checking tool which is easy, convenient, keeps memory of your numbers and lets you search a single, series or bulk bonds.
You can do a prize bond check online by entering your bond number on our website and selecting the relevant draw. The system quickly matches your number with the official prize bond results, making it easy to see whether your bond has won.
Very reliable. Why? 2 main reasons: 1) We use the official data from official sources, 2) Our behind the scene hard working engines are constantly looking for official updates to add to our website so our visitors always have up to date and reliable information to refer to.
For a formal answer, the results you see on our prize bond checking tool are very reliable since the full draw winning numbers are imported from the official State Bank of Pakistan & National Savings Pakistan source lists. Each draw page also links to the official government PDF file so you can independently verify any winning number from your online prize bond check to build your confidence on our checking tool.
Yes. Enter multiple numbers on separate lines in the check box. This lets you do a complete bond check for your entire collection in bulk in one go – no need to check each number individually.
Most prize bond draws are held quarterly on the 15th of January, April, July, and October. Rs. 25,000 and Rs. 40,000 premium bonds draw twice a year in June and December. Results are published on savings.gov.pk on the same day and updated here immediately.
Prize bonds are currently sold in person only, and not online. You can buy them at any State Bank of Pakistan branch, National Savings Centre, or at counters in major scheduled banks. Bring your original CNIC and cash. Denominations start from just Rs. 100.
Yes, you can use our bond check option for free. It is made to help users check their prize bond results quickly and conveniently from anywhere.
The easiest way is to use a prize bond online check service. Just enter your bond number, choose the draw details, and get the result instantly without downloading or scanning full result sheets.
PrizeBondPK makes prize bond check online simple, fast, and user-friendly. Whether you want an online prize bond check for a single number or want to perform a quick bond check, our website helps you find the result without any hassle.
You have 6 years from the official draw date to claim your prize. Take your original physical bond and your CNIC to any State Bank of Pakistan branch or major banks (HBL, MCB, UBL, Allied Bank). Tax is deducted automatically at source – 15% for active tax filers and 30% for non-filers.
Yes. Prize bonds are issued and fully guaranteed by the Government of Pakistan. Your principal is 100% safe and redeemable at face value at any time at any SBP branch. The only uncertain variable is whether your number wins a prize or how frequently it wins one – not whether your money is at risk.
Our upcoming prize bond draws page lists all scheduled draws with dates, cities, and denominations. You can also subscribe to draw alerts on our homepage so you are notified before every draw. Never miss a result again!
Prize bond numbers are always 6 digits. If yours looks like 5, there’s a leading zero missing — so 84700 should be entered as 084700. This is a very common reason people think their number isn’t in the system when it actually is.
Rs. 100, Rs. 200, Rs. 750, Rs. 1,500, Rs. 25,000 and Rs. 40,000. These are the active prize bond denominations currently being drawn by National Savings of Pakistan. Each one has its own separate draw schedule and prize structure.
Third prize winners are the most numerous — think of it less like a lottery and more like a large prize pool. For Rs. 750 and Rs. 1,500 bonds for example, there are 1,696 third prize winners per draw. For Rs. 100 bonds there are 1,199 third prize winners. So while it’s not the jackpot, the odds of a third prize are genuinely meaningful compared to most forms of investment.
If you’re an active tax filer, 15% withholding tax is deducted. If you’re not a filer, it’s 30%. The bank does this automatically — you don’t get a choice and there’s no way around it. The actual amount you take home depends on which prize level you won and your filer status. Use the tax calculator on this site to see the exact figure before you go to the bank.
You have 6 years from the date of the draw — not 6 years from when you bought the bond. So if a draw was held in May 2022 and your number won, you have until May 2028 to claim that specific prize. People don’t realise this and assume old bonds are worthless. Run all your old numbers through the checker — you might be sitting on an unclaimed prize.
The city is just where the draw ceremony physically happens — it has no bearing on your bond or your prize eligibility. A prize bond bought in Karachi is equally valid for a draw held in Peshawar. The city rotates each quarter but the draw is national. Your bond is valid everywhere.
This comes up a lot. The key difference is that your principal — the money you paid for the bond — is 100% safe and can be redeemed at face value any time you want. So a Rs. 1,500 bond is always worth Rs. 1,500, you never lose that. The prize draw is on top of that. Whether you win or not, you can get your money back. That’s fundamentally different from a lottery where you lose the ticket price if you don’t win. Whether the odds are worth it compared to a savings account is a personal call.
Regular prize bonds — Rs. 100, Rs. 200, Rs. 750, Rs. 1,500 — are bearer bonds, meaning whoever physically holds them can encash them. No registration needed. Premium prize bonds — Rs. 25,000 and Rs. 40,000 — are registered bonds tied to your CNIC. You have to register them at a bank when you buy them, prizes are credited directly to your bank account, and you can’t hand them to someone else to encash. Premium bonds also offer much larger top prizes — Rs. 75,000,000 for first prize on both the Rs. 25,000 and Rs. 40,000 denominations.
Saved numbers are stored locally on your browser and device — they’re not uploaded to any server or account. So they’ll only be there on the same browser on the same device where you originally saved them. If you’ve switched phones or cleared your browser data, they’re gone. We’d suggest keeping a backup of your bond numbers in your notes app or a spreadsheet.
Checking is open to anyone — just use the tool. For buying, overseas Pakistanis with a valid Pakistani CNIC can purchase prize bonds through designated SBP branches when they’re in Pakistan. There’s no official online purchasing channel for overseas buyers. For premium prize bonds, since they’re registered to a CNIC, the registration process is the same regardless of where you live.
Third prize amounts are fixed per denomination, not per winner, so the number of winners doesn’t affect your individual payout. Rs. 100 bond third prize is Rs. 1,000 per winner. Rs. 750 bond third prize is Rs. 9,300. Rs. 1,500 bond third prize is Rs. 18,500. The smaller denominations have smaller prizes but more frequent draws and better combined odds over time.
The older bearer bonds (Rs. 100, Rs. 200, Rs. 750, Rs. 1,500) were announced for phase-out in favour of registered premium bonds a few years back, though that timeline has been revised multiple times by the government. As of now all denominations listed on this site are still active and being drawn. We’d recommend checking the latest official announcements from National Savings of Pakistan or SBP if you hear anything new, as policy in this area has changed more than once.
No. Prize bond serial numbers within each denomination are unique. Every number is issued only once per draw series. If you and your neighbour both claim to have the same number in the same denomination, one of them is a duplicate or counterfeit. This is another reason to only buy from official sources.
The largest prize is Rs. 75,000,000 — that’s Rs. 7.5 crore — available on both the Rs. 25,000 and Rs. 40,000 premium bond denominations as the first prize. After 30% non-filer tax that comes to Rs. 52,500,000, or Rs. 63,750,000 for active filers.
Go to savings.gov.pk and download the official PDF for the specific draw — the denomination page on this site has a direct link to it. Your number will be in that PDF if you’ve won. That document is the same list the bank uses to verify your claim. If it’s there, you’ve won. Take the bond and your CNIC to the bank with confidence.
Each draw result page shows the draw number, date, and city so you can verify at a glance which draw you’re checking against. We update results as soon as they’re published on savings.gov.pk after each draw. The homepage also shows the most recently announced draw at the top. If you ever want to double-check the date of the data, it’s right there on each draw page.
There’s no official app from National Savings of Pakistan. This website is fully mobile-optimised and works on any smartphone browser without downloading anything. Just open prizebondpk.com on your phone, check your bonds, and you’re done — no installation, no account, no storage used on your device beyond the saved numbers feature.
This is a real problem with bearer bonds. If you’ve lost the physical bond but have the number, unfortunately there’s no way to claim the prize without the physical bond. Bearer bonds are essentially like cash — whoever holds the paper can encash it. This is one of the reasons National Savings moved toward registered premium bonds, where your bond is tied to your CNIC rather than the physical paper.
Of course. The checker just needs the bond number and denomination — it doesn’t know or care whose bond it is. A lot of people manage their whole family’s bonds in one go. Enter all the numbers together, check all draws at once, and you’ll see everything in a single result. Save them all under one device so you don’t have to re-enter next time.
Sometimes National Savings delays publishing the official PDF on savings.gov.pk — this can happen for administrative reasons or if the draw date shifted. We can only update our records once the official data is publicly available. If you see a past draw date showing no results, give it a day or two. It’s almost always a publication delay on the government side rather than a missing draw.
Premium Prize Bonds in Pakistan are offered in 2 denominations:
1. Rs. 25,000
2. Rs. 40,000
Unlike the traditional prize bonds, these are registered in the investor’s name and offer profit payments every 6 months at the rate of 2.92% annualized (rates could change based on the ongoing discount rate in Pakistan), in additional to the quarterly prize bond draws. The profit payouts are directly deposited to the investors accounts. They are applicable to withholding taxes on profit, but exempted from Zakat deduction.
Regular Prize Bonds in Pakistan are available in Rs. 100 Prize Bond, Rs. 200 Prize Bond, Rs. 750 Prize Bond and Rs. 1500 Prize Bond denominations and the Premium Bonds are available in Rs. 25000 Premium Prize Bondand Rs. 40000 Premium Prize Bond denominations. Rs. 7500 & Rs 150000 prize bonds have been discontinued in Pakistan since April 2021. It has then been replaced with Rs. 25,000 & Rs. 40,000 Premium Prize Bonds. The Premium Prize Bonds are tied to your CNIC (Computerized National Identification Card) and are only available in digital form. In addition to the investor having an opportunity to win big prizes on these bonds, they also offer a 2.92% profit credited to your bank account every 6 months.